Health care, or wealth care?

As the debate intensifies regarding health care reform, keep in mind a few things.  Such as; a reasonable profit on the part of health care providers is to be expected.  Hospitals, clinics, and doctors have to be able to cover their expenses, and make a little profit.  Also, insurance companies have absolutely no part in providing health care.  And, insurance companies are involved in health care strictly to make a profit.  It is the insurance company profits which are at the bottom of the health care crisis, because the insurance companies make more profit the higher the costs of care go.  They operate on a percentage basis, charging a certain percentage of total costs.  The higher the costs, the higher their profit margin.  (Ten percent of 100 is 10,  ten percent of 1,000 is 100)

These profits are what many people are trying to protect, irregardless of the costs of care.  Nationalizing health care would eliminate the insurance industry’s involvement in the health care system, meaning no more profits for shareholders.  This is what the wealthy want to avoid at any cost.  They are not concerned with the availability of health care, its affordability, or its quality, because they can always afford whatever health care that they desire.  Their only concern is maintaining their dividend checks, the cash payment they receive from companies that they own stock in.

Health care providers have watched their profits shrink even as the costs of health care have skyrocketed.  How can this be so?  Because the insurance companies have been driving the increase in costs, not the providers.  Every insurance company employees its own claims adjusters, its own billing department, its own management staff.  Each and every one of these insurance companies must cover all of these costs, as well as making a profit.

There is going to be a lot of mumbo-jumbo, a lot of smoke and mirrors, a lot of misdirection in this debate.  Patients are not trying to change the way that they receive their health care, and health care providers are not trying to change the methods that said care is provided, but everyone is trying to cut health care costs.  Who is going to be on the defensive?  The insurance companies.

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2 Responses to “Health care, or wealth care?”

  1. Health care -- how do we move forward Says:

    I think both sides have taken essentially the same tactics. Labeling each other with invectives, giving their supporters a ‘playbook’, and attempting to use the media to their advantage. All of this is okay. It is okay because in America we have the right to freedom of speech, assembly and freedom of the press. These are rights that thousands have given their lives to protect.

    The debate on health care which consumes nearly a fifth of the national economy and involves everyone is something that we should openly debate and understand the intended and unintended consequences of before we change an entire system.

    It is important to provide better access, bend the cost curve so that health care is affordable (and not just through shifting costs by taxing), and improving the quality of the care delivered.

    We are a country that leads the world in health care innovation. We have to zealously protect that aspect. No other country in the world is positioned to take our place if we take our eye off this important work.

    Follow many aspects of the health care debate and information about health care delivery at http://www.ilovebenefits.wordpress.com

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    • scootwhoman Says:

      Without spending a penny more, we could provide every man, woman, and child in this country with a check-up every 6 months, and still have money left over. IF insurance costs are deducted from the check-ups. Preventative care is being lost in shouting over who is going to pay for the whole shooting match, yet preventative care offers huge savings. How much does it cost when families use the Emergency Room as the family doctor, considering that an ER visit cost several times what an office visit would cost. What is being spent in the United States is several times what other countries spend per person to provide health care. Yet, health care in the United States is not that much different than what is provided in other countries, except for extremely expensive procedures, such as open heart surgery. Other countries try to minimize such procedures with preventative care. We also must ask ourselves if it is worth it to spend one hundred thousand dollars or more on such procedures when the patients are elderly, often near the end of their lives. That one hundred thousand dollars could be used to treat thousands of children for childhood illnesses, injuries, and birth defects.

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